payment guide

My Homeschool Hub does not endorse any specific companies to use to take payments in our Homeschool Classifieds Marketplace.

Please make sure that you research any payment companies for yourself so you understand their benefits and risks.

PayPal is the most popular and most common platform used for online sales.

Money Transfer Companies-These are the most secure, but they have higher fees, collect more personal data, and have a longer wait time (usually 3 business days) before you get your money.

Western Union
Money Gram

Peer-to-Peer Sales Apps. Many of these companies do not recommend using their products for online sales platforms because they do not have provisions, guarantees, or policies in place if you don’t receive your item or if it is not what you agreed to purchase. See below for a link and excerpt from a guide on how to stay safe when making peer-to-peer payments.

Apple Pay
Facebook Payments
Google Wallet
Square Cash App

Safety tips for using Peer-to-Peer payments

Check out this article to learn more about the safety tips listed below.

  1. Use Two-Factor Authentication

Log into your account, the service sends a unique code by text message to the user’s phone. After you enter the code that you have received you are able to proceed.

  1. Keep Your Device Safe

Use the PIN or thumbprint feature on your phone to ensure no one else can unlock it.

  1. Link Apps To Credit Cards NOT Debit Cards

There might be an additional fee to use a credit card instead of a debit card, but that beats having your bank account drained if something goes wrong.

  1. Receive Notifications Of All Account Changes

Receiving an email informing you that you’ve completed a transaction can be irritating but worth it if something goes wrong because you will be notified right away when things happen.

  1. Know Where You’re Sending The Money

Before hitting “send” make sure you verify who you are sending the money to. Double check (maybe even triple check) the name/phone number/email address you are sending money to, to make sure a typo doesn’t get your money to the wrong person.

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